Saturday, November 5, 2022

FOR REAL.........

 

YOU SEE  .....AND THERE  ARE NO  SHORTAGE OF FOOLS .......WHO WASTE MONEY ON TOTAL HORSESHITE  ......HERE ARE 4 HORSE SHITE WASTING MONEY THINGS..........ENJOY OR NOT  OR  WASTE YOUR MONEY !!!!!!!!!OR NOT  ,....idc........

The 4 Dumbest Things We Keep Spending Too Much Money On

You’ve done what you can to cut back your spending.

You brew coffee at home, you don’t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)

But no matter how cognizant you are of your spending habits, you’re still stuck with those inescapable monthly bills. You know which ones we’re talking about: rent, utilities, cell phone bill, insurance, groceries…

So if you’re ready to stop paying them, follow these moves…

1. Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon or Target and are about to overpay?

That’s exactly what this free service  does. 

Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.

Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $160 million.

You can get started in just a few clicks to see if you’re overpaying online.

2. Watch Out For These Corporate America Tricks

From inflation to smaller packaging, corporate America is famous for finding new ways to get you to spend more money.

But here’s a way to fight back. 

A website called Rakuten will give you a refund from just about every store you shop at online. Which means it can give you up to a 15% cash back every time you buy toilet paper on Target or book that flight home for Thanksgiving.

We talked to Denver resident Colleen Rice, who’s earned more than $526.44 in refunds since she started using Rakuten. For doing nothing. She just uses Rakuten for things she already has to buy, like rental cars and flights. 

Enter your email address here to get started with Rakuten. They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. 

Plus, if you use Rakuten to earn money back within the first 90 days of signing up, it’ll give you an extra $10 on the first check it sends you.

3. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 2.49% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.  Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

4. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance.

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